Is your Bank Account Sobbing?

Have you spent years developing a career only to feel trapped in it? Earlier generations believed that the secret to long term security was to get a good education, select a stable company, work hard and expect the company to provide for a comfortable retirement. That is no longer true. With corporate downsizing, more and more jobs moving off shore, and corporate closures, the corporation is no long a symbol of security.

Are you working long hours and sacrificing time with your family under the impression that you will receive a generous pension? United Airlines just announced it will abandon the pension plans for its 120,000 employees and retirees. (“Pension Plans in Corporate Cross-Hairs” by Jack Rasmus). This action set off a chain reaction by other airlines. Unfortunately airlines are not the only corporations abandoning pension plans.

According to Donald Trump and Robert Kiyosaki in their book “Why We Want You to be Rich,” social security will be bankrupt in 2013. Unfortunately, 80,000 baby boomers reach retirement age within the next ten years. That fact alone will overload an already seriously fragile situation.

If you are living paycheck to paycheck now and no longer have confidence in your corporate retirement plan, how do you plan to retire? The average 50 year old today has saved $50,000 and is seriously upside down with credit card debt. No more paychecks, no pension, no savings, and no social security; however, your expenses continue. How do you plan to retire? When do you plan to retire? Being a greeter at Wal-Mart is not an attractive option. How do you plan to maintain the standard of living already established for your family? Decision time is at hand now.

Your best thinking placed you in this financial hole. Do you think the same thinking will bring you out of this mess? Probably not. You need to do something different and you need to do it now. What is holding you back? How long are you willing to wait? Even more important, how much time exists between now and your forced company retirement age?

Are you ready to consider an alternative? Trump and Kiyosaki recommend starting your own business. You can spend a few hundred thousand for a franchise and work sixty plus hours a week for two or three years before you even break even and still have the loan to repay. Or you can start a brick and mortar business and do much the same as a franchise. Consider starting a network marketing business for closer to $20,000 and turn a huge profit within the first year.

The 4 critical criteria to selecting the right business.
1. Choose a product and a business with a huge expanding market.
2. Select unique products which are not readily available anywhere else.
3. You need the right timing.
4. You need leverage for your time, effort and money.

Fortunes are being made with home based business income opportunities. Millions of people will start a home based business this year alone. While not all of them will succeed, a surprising number of them will produce a 6-figure income. Whether a home business succeeds or not has everything to do with the business opportunities their owners chose.

If you choose the right home based business income opportunities, your chances for success go up. Choose opportunities with companies that do not require prohibitive start up investments. Choose a company that does not require you to stock a garage full of products. Select a company that provides you with support in building your business. Choose opportunities with companies that work with you to make your business succeed, that have resources for continuing education and that have products you can believe in.

In the competitive world of home based business income opportunities, select a company with a solid reputation for integrity. Determine that the support and training is ongoing. Frequently in the Australian 2 up system, as soon as you pass up the two sales to your sponsor you become their competition. Support ends. Select a compensation system where the sponsor has incentives to continue support and training for years. Choose a company where you will have a personal mentor available to you to guide you in your efforts. Choose products which are life changing, so you can feel good about representing them. Select essential products people are seeking. Lotions, potions and pills are fine, but are they truly essential and unavailable elsewhere? The right network marketing company will teach you how to use the business to become wealthier than you ever thought possible.

The time is right to start your home based business. You will not find another income opportunity that provides a total package for success and immediate return on investment like the right network marketing company. This is your chance to make your millionaire dreams come true.

If you are ready to take action for the present and plan for a reliable retirement, the time is now. Stop your bank account from sobbing and give it a big smile.

Active

You can debate the differences between being proactive, reactive or even interactive. The common denominator is active. Nothing happens until something moves. That is a basic law of nature.

In business it is always best to be proactive. Making intelligent decisions and taking action to implement them. You will never be ahead of the curve without being proactive. Look for ways to be creative in your business; look for ways to be creative in every aspect of your life. In dog sledding, they say the scenery never changes unless you are the lead dog. The same is absolutely true for business. You started your own business in order to be a leader, producer and improve your life. I have taken many risks in my life and my business. Did every one of them succeed? No. Did I make a concentrated effort to learn from every success and every failure? Yes. What worked really well? What did not work at all? What worked but could be much better with just a few tweaks and extra effort? Being proactive is all about being constantly observant about your results and making adjustments in order to improve.

This fact holds as true for home based business as it does for brick and mortar business. In fact it holds true for you even if you are an employee. The bottom line fact in every case is determining what you did right or wrong to bring yourself to this point in your life. Start today analyzing the causes, resolving to improve the results and taking the action necessary to implement those changes.

Being reactive gives the control to someone or something else. If you have a car suddenly coming across the center line head on for your car, then you have a right to be reactive. Those situations are rare but unpredictable in advance. In those cases, reactive remains your only choice. Business and life in general requires more of a proactive approach than a reactive approach. A home based business demands even more of a proactive approach even than a brick and mortar business or a franchise.

With a home based business, you naturally have more distractions. The kids or your spouse have easier access to your office. The kitchen, the laundry, the phone, the “honey do list” and many other things vie for your time and attention. Home based businesses require more discipline and focus. You are the boss looking over your own shoulder.

You must be interactive with other leaders. Mastermind with peers who are going the direction you choose to go. Mastermind with those who already achieved or are achieving the goals you seek. Be interactive with leaders and forward-thinking achievers. Spending time with people who drag you down mentally and emotionally will absolutely drag you down financially.

Look at your goals. Focus on the action which will take you to the summit, not drag you back to the bottom. Being proactive is essential. Being interactive with the achievers is critical. No matter what, in all cases you must be active. Focused and goal oriented action will always yield the best results. If it takes you toward your goal, do it.

Always Be Growing – Focus

Our focus determines so much about our entire life. Rich people have 24 hours a day and poor people have 24 hours a day. The difference is what we do with those hours.

Do you ever look in the mirror as you are getting ready for bed at night and say to yourself, “Where did the day go?” “What did I get done today?” If the answer from that image in the mirror is “not much,” you may have to take a serious look at your time management.

Did you make a list of things to be done the night before? Did you schedule time to complete those tasks? Did you actually follow that schedule? If the answer to ANY of these is “no” then you need to take a serious look at your time management.

When you do sit down at your computer or your desk to perform a task, do you check your personal email and maybe take a look at your bank account or your investment account or even your horoscope? Do you actually focus on the task at hand or do you find every imaginable distraction to divert your attention? The phone rings, you want a cup of coffee, you decide to throw in a load of laundry, you decide to write your grocery list, or you answer a quick personal email. You get the idea. How truly laser focused are you on the task at hand?

In order to be successful at a home business, you absolutely must laser focus on the task at hand or the day slips by and nothing gets accomplished. It is easy to say, “Of course I can commit 2, 3 or 4 hours a day to my business.” The question is, “Do you really do it or do you spend the time getting up and sitting down from your office chair and wasting time.” Now, be honest with yourself. Look at your productivity. How much did you really accomplish?

The proof is in your results.

I suggest you make a list of at least 5 action steps you will take every day to move your business forward. They can be the same 5 or a different 5 each day. The key is not what is written on the list as much as if there really is a list AND will you commit to accomplishing it.

Without disciplined, focused action taken on a consistent basis, your home business is destined to be a non-profit operation from the discomfort of your home. Its not about blame, it is about taking charge of your life and your business. It is about taking responsibility for your results.

FOCUS – Follow One Course of action Until Successful.